Which of the Following Statements Do Not Apply to Child Coverage in a Family Policy?

What is All Kids?

All Kids is Illinois' plan for children who demand comprehensive, affordable, wellness insurance, regardless of immigration status or health condition. Every child deserves the chance to abound upwards good for you. With All Kids, your children will be able to go the care they demand, when they need it. It ways y'all can accept your child to the doctor for a regular cheque-up, to the dentist to fill a cavity, or to the eye doctor to go a prescription for spectacles.

To engagement, at that place are over 1.6 million Illinois children enrolled in All Kids. If your family, like many hardworking families, cannot afford individual health insurance, All Kids may be the answer for you.

What does All Kids Encompass?

All Kids is complete wellness insurance for your kid. All Kids covers doctor visits, hospital stays, prescription drugs, vision intendance, dental care, and eyeglasses. All Kids covers regular bank check-ups and immunizations (shots). All Kids also covers special services like medical equipment, speech therapy, and physical therapy for children who need them.

Who can get All Kids?

Children can become All Kids health insurance if:

1. They live in Illinois.

2. They are age 18 or younger.

3. They encounter the insurance requirements for All Kids.

4. Their family'south income meets the All Kids Income Limit.

What is the income limit for All Kids?

See the All Kids Income Standards & Price Sharing Nautical chart for the limits. The income limits may increase each year based on the federal poverty level.

My kids alive with their mother. Tin can I utilise for All Kids?

No. The custodial parent must exist the person filing the All Kids application. We accept into account the size and family income of the custodial parent.

What about health insurance for parents?

Illinois FamilyCare health insurance covers parents, but there is a limit to how much income parents can have to get FamilyCare. Parents and children can utilise on the same application. For more than information, check out the FamilyCare Web site.

A meaning woman may be eligible for Moms & Babies. If she is, we can enroll her newborn into All Kids as soon as she delivers. For more than information about Moms & Babies, visit the Moms & Babies Web site.

How practise I find a doctor who accepts All Kids?

Nigh enrollees accept to pick a health programme and primary care provider (PCP) for their medical home. The Illinois Client Enrollment Broker will contact you when it is time to choose. Until yous have a health program, you tin phone call Illinois Health Connect at one-877-912-1999 (TTY:one-866-565-8577) for assist.

How long will my child have All Kids coverage?

A kid who that is plant eligible for All Kids Assistance, Share, or Premium Levels ane and 2 has 12 months of guaranteed coverage, unless they motility out of Illinois, or plow 19. We will send a notice x months afterwards All Kids coverage starts for the family to renew for another twelvemonth. At that time, some families may have to switch from All Kids.

How does immigration status affect my child's ability to get All Kids?

Equally long equally children see the other requirements, they tin get All Kids regardless of immigration status. They must live in Illinois. If children come to Illinois just to get medical intendance, they will not qualify for All Kids.

My son is non a denizen of the U.S. If he uses All Kids, will it keep him from becoming a permanent resident considering he will be a public charge?

All Kids health insurance will not affect your child'due south clearing status as long as your child does not receive long term intendance in a nursing dwelling house or mental health facility. For more information about public accuse, run into Questions and Answers about Immigration and Public Charge in HFS 3863.

If undocumented children apply for All Kids, will y'all report them to the United States government?

No. We volition only cheque the immigration status of children who are not citizens if they requite u.s. their Alien Registration Numbers.

My son was born in the The states. Why does the All Kids application inquire for proof that he is a citizen?

Illinois has to ask all citizens for proof because of a federal law.

Insurance Requirements for All Kids

Children tin can qualify for All Kids Assistance Share and Premium Level i even if they take insurance. To qualify for All Kids Premium Level 2, a kid must accept been uninsured for 3 months, accept lost insurance because a task ended, the employer stopped offering insurance, the insurance was COBRA, the premium for the child was more than 5% of the household income, the cost of the family coverage including the child was more than 9.5 % of the household income, the child has special health care needs, or the child lost benefits under another All Kids program or the Health Insurance Marketplace. The almanac income amounts for All Kids Premium Level ii are shown below.

Family Size	Income
2 person family:	$33,948 to $51,648 per year
Three person family:	$42,684 to $64,932 per year
Four person family:	$51,432 to $78,228 per year
Five person family:	$60,168 to $91,524 per yr

The income limit is college for larger families.

Income guidelines are updated each yr. Check the All Kids Spider web site for updates.

I am a single mom with two kids. I earn $30,000 a year. I get health insurance from my job for my kids but it does not cover dental care. Can my children get All Kids?

Yes. Because of your income, your children tin become All Kids even if they take other health insurance. The health insurance from your task would exist your children's primary insurance. All Kids would be the secondary insurance to use for services that the primary insurance does not encompass, such as dental intendance.

My child has health insurance now but it costs as well much each calendar month. Tin can I drop it and go All Kids?

If you drib your childs health insurance, you will take to wait three months before your kid tin can become All Kids, unless your income is lower than the amounts shown above for All Kids Premium Level two, or your premium for the child exceeds 5% of your household income.

My child's health insurance ended when my job ended. Can my child become All Kids?

Aye. Your child can qualify. Even if you are paying your former employer for insurance nether a COBRA plan, your kid can get All Kids.

My child's health insurance only covers hospital stays. Tin my child get All Kids?

Yes. Health insurance that covers only i service or one medical condition does not count when nosotros decide if your child tin can get All Kids. For example, insurance that just covers vision, dental, cancer, infirmary stays, or schoolhouse-based health insurance does non count.

My kid has a pre-existing medical condition. Tin can my child get All Kids?

Aye. Children who take a pre-existing medical condition tin can go All Kids. Equally part of national health care reform, no insurance visitor tin exclude or delay new coverage for a child based on a pre-existing condition.

All Kids Costs

Some families become All Kids for free. Some families take to pay premiums and co-payments for All Kids health insurance. What you pay will depend on your income.

Monthly Premiums - You may have to pay a monthly premium for your children to get All Kids. A premium is a monthly amount that some families must pay even if they practice not employ any health intendance that calendar month.

Co-Payments - Y'all may also have to pay a part of the cost of the healthcare your child gets from a dr., dentist or hospital. You may accept to pay role of the toll of prescription drugs. These costs are chosen co-payments.

Yous will never have to pay a co-payment when your child gets a regular check-upwards or shots. These are chosen well-kid visits and they are free for all children enrolled in All Kids.

The amount of premiums and co-payments you will have to pay depends on your income, the size of your family and how many of your children get All Kids.

What will All Kids premiums and co-payments cost an average family?

Hither are some examples of what All Kids volition price. If you apply for All Kids and qualify, nosotros will send you a notice telling you how much All Kids will cost your family. We will transport you lot a bill every calendar month if y'all take to pay a premium.

Case - A family unit of four that makes upward to *$36,168 of gross income each yr does non take to pay any premiums or co-payments for their children.

Example - A family of four that makes about *$36,180 to $38,628 of gross income each year does not have to pay any premiums. A family similar this pays a $3.ninety co-payment for each md visit, and $2 or $three.90 for each prescription. This family would pay a maximum of $100 in total co-payments in a yr.

Example - A family unit of four that makes near *$38,640 to $51,420 of gross income each twelvemonth pays premiums of $15 per month for one child, $25 for 2 children or $30 for three children. A family like this pays co-payments of $v for a visit to a doctor, and $3 or $five for each prescription drug. This family would pay a maximum of $100 in total co-payments in a year.

Case - A family of iv that makes about *$51,432 to $78,228 of gross income a year pays a premium of $40 per month for one child and $80 a month for two children. A family like this would pay $x for each doctor visit, and $3 or $7 for each prescription drug. This family would pay $100 if a child was hospitalized and v percent of the cost of any infirmary outpatient service.

Remember, no family ever has to pay for their children'southward regular check-ups and immunizations.

*The income standards may increase each year. For more detailed information about All Kids costs see the Income Standards & Cost Sharing Nautical chart.

Do I have to pay my commencement premium to first All Kids coverage?

Coverage for new families enrolled in All Kids Premium Levels ane and 2 may start before you pay the offset month's premium. If you get an blessing letter and do non want the coverage, you lot must contact one-866-255-5437 correct abroad to cancel the coverage. If you do not cancel the coverage, you may still owe money for premiums fifty-fifty if you don't use the All Kids card.

What happens if I do not pay my All Kids premiums?

If you lot do not pay All Kids premiums that yous owe, we will cancel your child's All Kids wellness insurance. You will all the same owe premiums for the fourth dimension your child was covered past All Kids even if you do not use the card. If you decide later that yous want All Kids for your child, you will have to reapply and pay any premiums you owe. Still, even if you owe premiums, you may reapply at any time.

What happens if I exercise not pay my All Kids co-payments?

If you do not pay your co-payments, your doctor may refuse to treat your child, and pharmacies will not fill your prescriptions. If y'all owe a co-payment, doctors and hospitals have the right to collect information technology from you.

How do I Utilise for All Kids?

The easiest manner to utilize is using the Cyberspace. Y'all tin can make full in and submit an ABE Awarding online.

Yous tin too download and print a copy of the application from the Web site.

There are All Kids Application Agents all over Illinois that can help yous use. To notice an application agent near you, visit the All Kids Application Agents Web site or call the number below.

We tin can too transport y'all an application in the mail. Simply call i-866-All-Kids (i-866-255-5437). If you use a TTY, call 1-877-204-1012. The hotline has translation services available.

What Happens Afterwards I Apply?

All Kids will notify you by mail service when a conclusion has been made. If your child qualifies for All Kids, we will ship you an All Kids member handbook to explicate how it works. We will also ship you an HFS Medical Card.

All Kids Hotline 1-866-ALL-KIDS (1-866-255-5437)

TTY: 1-877-204-1012

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Source: https://www2.illinois.gov/hfs/MedicalPrograms/AllKids/Pages/about.aspx